STFU, Conservatives
This may not look like much, but it’s actually a pretty significant little piece of paper: this is the LAST transaction I will EVER make with Bank of America.
A couple of months ago I opened a new checking & savings account with a smaller bank and have been transitioning all of my bills, etc. from my old B of A account. Unfortunately, I miscalculated on a couple of them — to the tune of two $35 overdraft fees. I called the bank and asked them to turn off overdraft protection and block my debit card from making any new recurring charges. So they did. When an insurance payment tried to auto-charge my card, Bank of America rejected the transaction… and gave me a $35 “returned item fee.”
They gave me a “courtesy” refund of one of the overdraft fees, but my account was still overdrawn by a couple hundred bucks and another $70 in fees. Despite the fact that it’s the holidays and I haven’t been paid by my main job in almost 2 months and I had to buy all of my gifts on credit cards, I scraped together the money I needed to pay back Bank of America and close the account.
Then they charged me the $12 monthly fee, which overdrew it again.
So here you have it. My final deposit - eight dollars, sixty-five cents - to Bank of America. Then I closed my account. Bank of America isn’t having the greatest week, and they just lost one more customer.
-Jess
PS
I am aware that I am desperately in need of a manicure. I’d get one if I could afford it!

This may not look like much, but it’s actually a pretty significant little piece of paper: this is the LAST transaction I will EVER make with Bank of America.

A couple of months ago I opened a new checking & savings account with a smaller bank and have been transitioning all of my bills, etc. from my old B of A account. Unfortunately, I miscalculated on a couple of them — to the tune of two $35 overdraft fees. I called the bank and asked them to turn off overdraft protection and block my debit card from making any new recurring charges. So they did. When an insurance payment tried to auto-charge my card, Bank of America rejected the transaction… and gave me a $35 “returned item fee.”

They gave me a “courtesy” refund of one of the overdraft fees, but my account was still overdrawn by a couple hundred bucks and another $70 in fees. Despite the fact that it’s the holidays and I haven’t been paid by my main job in almost 2 months and I had to buy all of my gifts on credit cards, I scraped together the money I needed to pay back Bank of America and close the account.

Then they charged me the $12 monthly fee, which overdrew it again.

So here you have it. My final deposit - eight dollars, sixty-five cents - to Bank of America. Then I closed my account. Bank of America isn’t having the greatest week, and they just lost one more customer.

-Jess

PS

I am aware that I am desperately in need of a manicure. I’d get one if I could afford it!

  1. okorogariist reblogged this from stfuconservatives
  2. trendingwhatwefoughttomakeours reblogged this from stfuconservatives and added:
    " Bank of America isn’t having the greatest week, and they just lost one more customer.” Actually, we really don’t give...
  3. kwillder reblogged this from hellyeahfeminism
  4. hellyeahfeminism reblogged this from stfuconservatives
  5. absolutejustice reblogged this from stfuconservatives
  6. sarrupysweet reblogged this from stfuconservatives and added:
    I plan on leaving Wells Fargo very soon.
  7. harlemheartbeatvillagesoul reblogged this from stfuconservatives and added:
    Thinking of moving more of my stuff into the Credit Union… or I could just keep my savings in a jar/safe lol #oldschool
  8. caariosamu reblogged this from stfuconservatives
  9. neversometimesalways reblogged this from thisistheold and added:
    It sucks that BoA did this to her, but people don’t NEED presents, or manicures. There are always things that require...
  10. happiimilk reblogged this from teaandcrumpets
  11. thegeminisage reblogged this from stfuconservatives
  12. rantingnraging reblogged this from stfuconservatives and added:
    what a beautiful, symbolic little piece of paper. good for you, jess! and, as always, i urge as many of my followers as...
  13. waveschocolatenetflix reblogged this from stfuconservatives
  14. hotrodlewis reblogged this from quilted-dreams and added:
    I haven’t had a problem at all yet. I even overdrafted when something didn’t clear right away and since I put money in...
  15. kathiek said: Not to sound judgmental, but if you haven’t been paid for two months, why are you buying Xmas gifts on credit? It’s not just you, but everyone needs to learn how to live within, or better BELOW, their means. Otherwise, we are eternally in debt.
  16. backshootingford reblogged this from stfuconservatives and added:
    I’m changing to a federal credit union once I get back to NY. It’s my easy-to-achieve New Year’s resolution.
  17. relivethememories reblogged this from stfuconservatives
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